SW FL with Progressive, multi-line policy so I don't know what discount applies.
I pay $200/yr for the TM. I have an agreed value policy, which means I get a check for $20K if the trailer is destroyed. I understand they are not offering this type of policy anymore, but I was grandfathered because I have another RV I am trying to sell on the same policy.
There is a hurricane surcharge of $6-7 on my policy, but insurance rates down here depend more on claims history. I would have to pull the fine print to see if the deductible rises with a named storm - it does for our pontoon boat.
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