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Old 09-10-2017, 12:32 PM   #1
Bailey'sMom
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Default Financing....

Have you checked multiple lenders? Including your local credit union? I am guessing that the TM books for $8500. Most places will not finance more than 100% LTV unless they have a long history with you and you have excellent credit. Oh and don't forget taxes if you state charges them.

That being said a good TM is hard to find so I would hope you could swing the extra $500 from savings. If you can't swing that I would suggest you start saving so you have extra available when you find another TM. I say this because once you buy the camper you will not be done spending money, whether for fun things to spruce it up or not so fun things like new tires and batteries.

Best of luck.
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Old 09-10-2017, 02:52 PM   #2
Shane826
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My credit union will usually only finance up to 90% of WHOLESALE value but when we were going through the options to get a NADA value they insisted it was fiberglass so that jacked the value up.
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Old 09-10-2017, 05:44 PM   #3
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I would add that the seller most likely will take $500 less than asking in order to sell it. Is there anyone here that would not do that same deal....??? Especially knowing that the tires are original. Those will have to be replaced pronto. Just to get home. That's the same value right there.


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Old 09-11-2017, 10:14 AM   #4
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Maybe... I was looking to buy a 3124KB in Montana, asked the guy to come down 10% ($750) to meet me halfway to ship it. He wouldn't budge an inch. Then we were looking at a "used" 2015 3124KB (this was in late summer/fall 2015) and I asked the dealer what their bottom line, out the door price would be including taxes and a WDH. They made me a total offer that was $800 below than their advertised price. We were about to drive to Michigan to buy it when the 3326 that we ended up buying popped up in Ohio. So you never know who's got wiggle room and who doesn't.
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Old 09-24-2017, 02:30 PM   #5
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Default Took the dive

Well my friend took a leap of faith. Its far from the excellent condition that was conveyed and there's a bit of work to do. Just from a quick inspection with it cranked down the corners on the bed side are loose. Does it just need silicone or is some sort of adhesive required? Either/ or I'm off to go frollc the proper "how-to" thread so we can get that rectified asap. Fun times ahead!
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Old 09-24-2017, 03:16 PM   #6
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It is possible that the jack crank is under the mattress. Yes, you can crank the jacks down to the ground and back up with a drill, but unless you get a wicked powerful drill, you won't be able to actually lift the TM with it. That's what the crank is for.

With a drill only, the jacks serve as stabilizers. Crank them down til they hit the ground, and the TM won't move much as you walk around inside. In case you actually need to lift the TM to change a tire, for example, you should carry a small bottle jack (4 ton rating is good).

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Old 09-25-2017, 09:42 PM   #7
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One note to add to Bill's while using a bottle jack, DO Not place it under the axle. as it will damage it.
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