My vehicle CAN tow 3500lbs.....SHOULD I?

I will soon pick up a new Jeep Rubicon and I would like to purchase a 2720SL. My main concern is the tow capacity of the Jeep, 3500 lbs. TM says the UVW of a 2721SL is around 2700, but most I have found are closer to 3200 (per the sticker inside them), plus propane and batteries. I live alone and don't travel heavy. Can anybody give me advice on this? Just because I CAN tow 3500 lbs, SHOULD I? I would love to learn from others' experiences.