Sue,
I don't know your vehicle. Durability and safety are the key issues in manufacturer's ratings. Both improve dramatically if you travel a little lighter, tow a little slower, and drive with care and attention.
People use these trailers very differently. If you live in the mountains, carry a lot of gear, and camp in the high altitude boondocks with gasoline powered recreational toys, you need more tow vehicle than if you're somebody whose visits to higher elevations are extremely occasional.
I would start easy, try some things, and see how it goes before I'd give up on a vehicle that's nominally within the specs.
Welcome to the family!
__________________
2005 TrailManor 3023
2003 Toyota Highlander 220hp V6 FWD
Reese 1000# round bar Weight Distributing Hitch
Prodigy brake controller.
"It's not how fast you can go, it's how fast you can stop an RV that counts."
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