[tentcamper]

We had our on our auto policy. But we insured it at "STATED VALUE". When adding the TM we told them the value. If a total loss I would get stated value less deductible. My 2009 3023 stated value $13,000 I had full coverage less $500 deductible. I have found its always less expensive on used campers to use stated value. You do need to be somewhat inline with value