[Wavery]

If the insurance company has determined that the vehicle (including trailers) is a total loss (cost of repair exceeds the value of the vehicle), they may dispose of the vehicle or they may pay off the bank and re-register the vehicle with a "Salvage" title (that's a whole new title) and allow the owner to keep the vehicle or send it to auction (which is rare).

In most States, a salvage title does not have the name of the manufacturer or the date of manufacture on it. Under the name of manufacturer, it just says, "Salvage".

If the title is in the owner's name (no loan) there is no loan payment to be made, there is no transfer of title and the owner will just be paid off by the insurance company and allowed to keep the vehicle (in most cases). It is then up to the owner to notify DMV. Hardly anyone does that.

If the trailer was repaired at the TrailManor factory, I would think that the owner had very good insurance and the damage was determined to be less than the resale value of the trailer (which at the time was probably about ~$12K-$15K).

As far as insurance goes......... As I understand it, most insurance companies will not insure a vehicle, for comprehensive coverage, that has a salvage title. Public liability and property damage is covered by the TV's insurance as long as it is hooked up to the TV. Sometimes, you can have it put on to your Home-Owner's Insurance as a rider, to protect it from theft, storm damage etc. Check your insurance policy. If you are involved in a collision that is someone else's fault, your insurance may include the damage to your trailer in any claim (check with your agent). However, if you back into a building and do damage to the trailer, don't expect the insurance company to repair the trailer, however, they should be liable for repairs to the building.

If the trailer does have a salvage title but has been repaired, be sure to carefully document the condition of the trailer and the value of the trailer. If someone rear ends your trailer (for instance), the insurance company for the responsible party may claim that the trailer has "$0" value because it has a salvage title. It is up to you to prove that the trailer has value. The salvage title is proof for the other side that the trailer has no value.