You mention you will be buying a tow vehicle shortly with a tow capacity of 5000 lbs. That is certainly one number to consider, but you also need to look at gross capacity and gross combined capacity. When you hook to the trailer, you transfer some of the weight to the vehicle. Add passengers and all your stuff you stuff in the back, and you can exceed the capacity of the vehicle. Combined capacity is the total weight of the combined pair as pulled around on your trip.
Either in excess can cause premature wear and tear on the vehicle. More important, an accident can create liability for you if proven you exceed these numbers. Adding more weight also increases stopping distances, which can be problematic in emergencies.
I am NOT suggesting your vehicle is necessarily a problem, what I am suggesting is review all the numbers, not just a published tow capacity.
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