Thread: Insurance cost
View Single Post
Old 09-24-2014, 07:21 PM   #4
funpilot
TrailManor Master
 
funpilot's Avatar
 
Join Date: May 2014
Location: Chesapeake, VA
Posts: 496
Default

Quote:
Originally Posted by Padgett View Post
What I do not understand is why insurance (particularly comprehensive) for a TM is so high, about the same as the whole package for my tow vehicle which is a lot more valuable and has lower deductables.

Did ask Geico and they said being garaged made no difference and was not a "pop-up".
I had gotten quotes on a 2015 Livinlite 28bhs trailer from Geico (all aluminum but otherwise standard trailer) and just now got a quote from Geico on the 2015 3124KD. They are almost identical so at least Geico does not premium price TMs it appears for those of us in Virginia. However, for comparison purposes, I was quoted around $240.00 for either trailer for 6 months complete coverage including full replacement value and using camper for around 60 days a year. Since I have not priced RV insurance in 20 years, I may be way off on this being reasonable so please let me know.
funpilot is offline   Reply With Quote