All insurance companies have different requirements, different coverage and different rates. Although not always the case, you will probably find the quality of your coverage (not the $$$$$ of coverage but rather what you have coverage for) will cost more than budget policies offered by some carriers.
No matter what you wish to cover (loan balance, replacement or what ever), you must meet the requirements of the policy or you could find your self without coverage. That is why it so important to work with your agent.
From my perspective, doing business with a reputable company and a trusted agent usually gives the best value. Nothing wrong with .com insurance companies but then you are in the unenviable position of being your own agent if/when you experience difficulty or problems.
You have one of the best built travel trailers on the market. My guess is that you want the best mix of coverage/price as well.
happy camping!
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