I guess my point would be don't just look at price also look at the quality of coverage for the money. Also it is important to figure out what risk you are willing to take. If I was rich I probably would self insure the TM since I am not I have very comprehensive coverage for the TM & contents. We spent quite a few dollars on outfitting the TM when we first purchased. You may be surprised what it cost to replace all contents such as dishes, towels etc etc.
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