[Padgett]

Without the lift kit you will only have 1.5-2" clearance. If more like 4" then you have the kit (or can look behind the wheel at the axle mount.

Picture shows my 2720 without a lift kit. White line is about where the skirt goes. I really need about an inch more clearance.

BTW my local Tire Kingdom was very helpful and the total cost with balancing was slightly less than the same size tire and wrong wheel from Northern. I always prefer to deal locally if possible.