My insurance company (AMICA) will suggest a value if I ask them to. I have to ask, and they still insist that I choose a value, but this is pretty close to the value they would pay in the event of loss. I don't know what valuation source they work from, but it is as good as anything I have access to. So maybe take their value, add 10%, and go with it.
Have you asked?
Bill
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