Verify that you are not paying for "duplicate coverage." I have never owned a trailer that cost me more than $150/annually. With $500 deductible, you only need collision coverage. Comprehensive, property & liability, theft, etc. are covered by your auto insurance when you are towing. When it is stored at your home, those coverages should be covered by your home owners policy.
I have been covered by State Farm for more than 18 years, and have had a Coleman tent trailer, a TM 2619 and now a 28' travel trailer covered by them under the above conditions. Don't only shop for insurance, but make sure your agent knows what you are insuring and what insurance you really need.
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