Quote:
Originally Posted by Bill
With great respect, may I ask the name of your insurance company? Did they give you notice of any kind that this would be a non-reimbursable situation? It probably would have been buried deep in the verbiage of the policy in a section called "We do not cover ..." or similar. But given that you were doing everything well within the advertised ratings of the equipment involved, it should have been there.
Bill
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I have State Farm. I thought that I was within limits of equipment being used. However, the 9" (State Farm called it 6") drop bar (rated at 6K#) reduces the rating of the factory trailer hitch by 50%. They also stated that (due to noticeable rust) the hitch suffered from a lack of owner's maintenance. That was a bunch of crap and I would have fought it because it was just surface rust that may be seen on a brand new vehicle after the 1st rain. However, they were right about the drop bar reducing the hitch rating.