Cases of liability are usually attributed to blatant operator error or responsibility, DWI for example. There have been a few rare cases where a truck hits and kills somebody and the truck is latter found to be past inspection with severely faulty brakes etc. And the trucking company is held responsible.
Having said that it obviously makes more sense to be on the side of having a "positive" margin of safety vs a negative one.
Sounds like you would be more comfortable in a larger TV.
Enjoy.
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