We're out on the road so I can't answer all. Found a campground with good WiFi. I know the price isn't but a couple hundred for the year. That is until my next bill, I'm suspecting a slight increase! We do have $500 deducable. When the tire went, left, did @ $1400 damage. Took out plumbing and grey tank. When the DD (me) hit the concrete pole it was more like 5K. It jumped right out at me! Dropping the TM off the end of July.
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