Insurance companies and their proxy known as insurance commissioners write the rules and we write the checks. You can make some noise and negotiate with them, but in the end they have the authority per your contract to limit their liability and exposure. Supposedly that keeps everybody's rates down, but in reality just makes them more money.
One thing they will want is to wrap it up and move on. The more time and hassle you give them- to a point- they may try to accommodate you somewhat.
At some point you will xxss them off and then they will dig in their heels.
Good luck. Do what you can and move on.
PS the good news is you can make up some horrific story to tell anybody who asks about your dimples....
|