Since you have been told that you are not supposed to use a WDH with your tow vehicle, is picking and choosing hitches what you should be focusing on?
First I would resolve whether or not you can even use one. If you mess up your tow vehicle to save the cost of having the trailer delivered to your house, that may not be the optimal strategy.
In the long run, that trailer / tow vehicle combo is only going to give you trouble, IMHO. 200 lb margin to the limit is not a good idea (4800 to 5000).
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