[Dr2720]

Originally Posted by Bill

This may be a dumb question, but how will DMV know that the insurance company totaled it? If you have a loan (a lien) at the bank, then I think the title was in the bank's name. And if you pay off the loan, and the bank sends you the title and a Release of Lien letter, I'm not sure that the bank knows (or cares) about insurance. Can you simply apply for "a title"?

We just paid off the loan on our truck (The Moose), and the bank simply sent us the title, marked "Release of Lien" in the appropriate place. No mention of any circumstances, or how the loan was paid, or anything about the insurance company if there was one.

Inquiring minds want to know. When you've done it, can you give us a report?

Bill

That's why I thought it strange they would send the title to me. I'll see once it arrives.