We are now in our 3rd TM. The first one was bought in 1993. The 2nd TM had a side mounted AC which failed after 3 or 4 years. We bought a replacement for about $100 and replaced it ourselves. Took a little cutting and fitting because it wasn't the exact same size. We have never had any need to replace the refrigerator.
My suggestion is to put the $1000 in your savings account and let it grow interest until the unlikely event that your AC or refrigerator fails.
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Joe from Virginia
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