[B_and_D]

Good find! Hope it works out well for your and your DW. I don't know why you would need insurance unless there is a lien on it? But I'd get it anyway...you never know what's going to happen on the road. Coming back from Yosemite, we were about 15 miles from home; a guy coming towards us had his rear wheel come off and we ended up running over it with both the truck and the trailer. The insurance has been pretty cheap for ours, about $150 a year. We were really glad that we had it.